Once your fees are identified, you can authorize us to negotiate on your behalf. Depending on your bank’s specific requirements, you will have to provide a couple of data points, and then we take care of the rest!
Creating a consumer-friendly banking ecosystem is beneficial for both banks and consumers, so our algorithm finds reasons for banks to provide you refunds. We identify transactions where you are owed money back, show you what the probability is for negotiating those, and negotiate on your behalf if you authorize us to.
For Auto-Negotiation, we are currently integrated with a small list of banks and are adding new banks every month. For identifying negotiable fees and managing debt however, Harvest Platform is integrated with most major banks and credit unions and is built to comply with US bank regulations and all bank security standards.
If your bank is not on the Auto-Negotiation list, send us a quick note with our chat button in the bottom right-hand corner or fill out our waitlist form, which helps us prioritize which banks to build support for next. We will alert you when your bank is added to the list of supported banks.